Disclaimers & Risk Policies

Because Nelston provides consultancy relating to property and investment decisions, the following disclaimers and risk warnings are important:

⦁ General Disclaimer / Advice Limitation

“The content, strategies, and recommendations provided by Nelston Property Consultants are for general information, educational, and guidance purposes only and should not be considered regulated financial, legal, or tax advice. Always consider your personal circumstances and consult an independent professional before making investment decisions.”

This is similar to disclaimers used in financial and professional content.

⦁ Investment Risk Statement

“Property investments carry risk. Values can rise or fall, and returns are not guaranteed. Past performance is not indicative of future results. You may not recover your capital.”

This kind of risk warning is typical in UK investment communications.

⦁ Financial Promotions / Regulation Caution

Given that providing advice about investments may enter “financial promotion” territory, be cautious. The FCA requires that communications which amount to financial promotions must be fair, clear, and not misleading. ⦁ FCA+2FCA+2

You should include language such as:

“This communication may constitute a financial promotion. It is directed only at persons in the UK who are persons to whom such promotions may lawfully be communicated. If you are unsure whether this is suitable for you, consult an authorised financial adviser.”

⦁ No Suitability Guarantee

“We do not guarantee that a particular strategy is suitable for you. All advice is based on general principles and should not be relied upon without considering your individual circumstances.”

This type of clause helps prevent misrepresentation of advice as personalised without qualification.

⦁ Limitation of Liability

As part of Terms of Service, include a disclaimer that Nelston is not liable for losses arising from use of contract or advice, beyond the fees paid, except in cases of fraud or gross negligence.